{"id":15518,"date":"2013-12-03T00:49:50","date_gmt":"2013-12-03T00:49:50","guid":{"rendered":"https:\/\/webdemo.icu\/site\/andywins\/?page_id=198"},"modified":"2013-12-03T00:49:50","modified_gmt":"2013-12-03T00:49:50","slug":"storm-surge-damage-may-not-be-covered-by-some-insurance","status":"publish","type":"post","link":"https:\/\/webdemo.icu\/site\/andywins\/blog\/storm-surge-damage-may-not-be-covered-by-some-insurance\/","title":{"rendered":"Storm Surge Damage May Not Be Covered by Some Insurance"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">As storm-battered homeowners and business owners in the North East survey Sandy\u2019s damage, many will be wondering how much the cost of repair will be. It has been estimated that Sandy may have caused as much as <strong>$20 billion in losses, but that less than half of these losses were insured.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Infrastructure repairs, for example, will be covered by the government. A majority of damage, however, was caused by flooding, which regular homeowners and renters\u2019 policies do not cover.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Homeowners must buy extra flood insurance coverage for these types of damages to be covered. This means that homeowners impacted by storm surges who don\u2019t have flood insurance will be left funding repairs out of their own pockets.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Businesses may fare a little better than residences. Most commercial insurance policies include protections against floods, but these policies often have a specific \u201csublimit\u201d that caps how much flood coverage the business owner can receive.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It is estimated that about 62,000 properties in the North East will suffer enough property damage to file an insurance claim due to Sandy.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">While Alabama was not directly affected by this storm, it is important to take note and learn from the experiences of those who suffered losses from Sandy. The importance of flood insurance may not become apparent until you find yourself in need of coverage. Do not wait until a natural disaster strikes. Make sure your home is adequately insured today.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>It is estimated that about 62,000 properties in the North East will suffer enough property damage to file an insurance claim due to Sandy.<\/p>\n","protected":false},"author":1,"featured_media":16560,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[14],"tags":[],"class_list":["post-15518","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-injury"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Storm Surge Damage May Not Be Covered by Some Insurance - Andy Citrin Injury Attorneys<\/title>\n<meta name=\"description\" content=\"It is estimated that about 62,000 properties in the North East will suffer enough property damage to file an insurance claim due to\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/webdemo.icu\/site\/andywins\/blog\/storm-surge-damage-may-not-be-covered-by-some-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Storm Surge Damage May Not Be Covered by Some Insurance - 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