{"id":15391,"date":"2020-10-15T23:55:41","date_gmt":"2020-10-15T23:55:41","guid":{"rendered":"https:\/\/webdemo.icu\/site\/andywins\/?p=15391"},"modified":"2026-02-03T00:18:56","modified_gmt":"2026-02-03T08:18:56","slug":"when-should-i-settle-my-18-wheeler-crash-claim","status":"publish","type":"post","link":"https:\/\/webdemo.icu\/site\/andywins\/blog\/when-should-i-settle-my-18-wheeler-crash-claim\/","title":{"rendered":"When Should I Settle My 18-Wheeler Crash Claim?"},"content":{"rendered":"\r\n

After a serious 18-wheeler crash, most people\u2019s top priorities focus on their health and safety. However, over time, you may start to wonder if a settlement is in your best interest. While you may be tempted to take a quick settlement, there\u2019s a lot at stake when you agree to a lump-sum payout.<\/p>\r\n\r\n\r\n\r\n

At Andy Citrin Injury Attorneys, we\u2019ve helped thousands of people get fair compensation for their injuries. Our truck crash injury lawyers in Mobile<\/a> have recovered hundreds of millions for their clients, and understand all of the insurance companies\u2019 tactics. Here, we outline some key factors that you should consider before settling your truck accident claim.<\/p>\r\n\r\n\r\n\r\n

When You Settle a Truck Accident Claim, You Give Up Your Right to More Compensation<\/h2>\r\n\r\n\r\n\r\n

When you settle a truck wreck claim in Alabama or Mississippi, there\u2019s a lot of finality to it. In exchange for a lump-sum payment, you\u2019re giving up all your legal claims. You typically can\u2019t go back and ask for money later on\u2014even if your condition worsens, you need another surgery, or have a change of heart.<\/p>\r\n\r\n\r\n\r\n

That means that you should never accept a settlement unless you\u2019re confident it\u2019s in your best interest. Insurance adjusters sometimes try to take advantage of unrepresented people after truck wrecks. They may argue that you contributed to the crash, try to link your injuries on a pre-existing condition<\/a>, or attempt to wear you down with harassing phone calls, independent medical examinations, and surveillance.<\/p>\r\n\r\n\r\n\r\n

Here are four signs that you\u2019re ready to settle your truck wreck claims.<\/p>\r\n\r\n\r\n\r\n

1. You\u2019re at Maximum Medical Improvement, and You Understand Your Future Medical Needs<\/h2>\r\n\r\n\r\n\r\n

There are several stages to your physical and emotional recovery after a truck crash. First, you\u2019ll have acute injuries that need immediate attention: like broken bones, torn ligaments, and traumatic brain injuries. During this time, your doctors will be carefully assessing your needs and creating a treatment plan. However, there\u2019s a lot of uncertainty at this point. You may not heal as quickly as your doctors anticipate or experience an infection or complication.<\/p>\r\n\r\n\r\n\r\n

As time goes on, you\u2019ll gain a better understanding of your chances of recovery, your medical needs, and the potential for more surgeries or intensive treatment. Eventually, your doctors will decide that you\u2019ve reached \u201cmaximum medical improvement\u201d (MMI), when your condition has stabilized and you will no longer improve with ongoing treatment.<\/p>\r\n\r\n\r\n\r\n

Once your condition is stable, there\u2019s not as much risk associated with a settlement. It\u2019s less likely that you\u2019ll need a surprise surgery or experience a significant setback in your recovery once you\u2019re at MMI.<\/p>\r\n\r\n\r\n\r\n

2. You\u2019re Tired of Dealing With the Insurance Adjuster\u2019s Harassment and Delays<\/h2>\r\n\r\n\r\n\r\n

Independent medical examinations, surveillance, and the countless phone calls, they can all wear on you after a truck accident. For others, taking a case to trial is too time-intensive, and they just can\u2019t wait. If you\u2019re tired of dealing with the insurance adjuster or want a guaranteed payout sooner than later, it might be time to consider a settlement.<\/p>\r\n\r\n\r\n\r\n

Once you accept a settlement, your case is over. That means no more conversations with the insurance adjuster and an end to their \u201cindependent\u201d medical examinations and other delay tactics.<\/p>\r\n\r\n\r\n\r\n

3. You Want a Financial Nest Egg for You and Your Family<\/h2>\r\n\r\n\r\n\r\n

A lump-sum payment can provide financial security and peace of mind. If you\u2019re struggling to pay your bills or want to ensure that your loved ones have the resources they need in the future, a settlement can help you achieve those goals.<\/p>\r\n\r\n\r\n\r\n

Sometimes, especially in cases involving catastrophic truck wreck injuries, the insurance company may offer a structured settlement. In a structured settlement, you\u2019ll receive scheduled payments over time. Sometimes, these payments are guaranteed for your lifetime. Other times, they may even continue after your passing.<\/p>\r\n\r\n\r\n\r\n

A truck accident lawyer can help you understand the financial impact that your settlement may make on your family, and may even connect you with a life planner or financial planner to help you make wise decisions about your money.<\/p>\r\n\r\n\r\n\r\n

4. Your Truck Accident Attorney Is Encouraging You to Consider Settlement<\/h2>\r\n\r\n\r\n\r\n

Unlike the insurance adjuster, your truck wreck lawyer is on your side. If a settlement is in your best interest, either because it\u2019s a fair deal or due to challenges in your case, your lawyer will let you know.<\/p>\r\n\r\n\r\n\r\n

At Andy Citrin Injury Attorneys, we\u2019re not afraid to take our clients\u2019 cases to trial. However, when the insurance company presents a reasonable settlement offer, we always help our clients make smart decisions. We can help you weigh your options, as well as the potential benefits and risks associated with each one. It\u2019s our goal to get our clients the money they deserve, but we also take our responsibilities to educate and empower their decision-making seriously. (We\u2019ll never encourage you to settle if it\u2019s not a fair deal.)<\/p>\r\n\r\n\r\n\r\n

What\u2019s the Average Truck Accident Settlement?<\/h2>\r\n\r\n\r\n\r\n

Your truck accident case isn\u2019t \u201caverage.\u201d It involves unique circumstances that changed your life forever, and you should never rely on broad statistics or an online calculator when you consider an insurance company\u2019s settlement offer. Instead, schedule a free consultation<\/a> with a trustworthy truck wreck lawyer at Andy Citrin Injury Attorneys.<\/p>\r\n\r\n\r\n\r\n

When we evaluate our clients\u2019 settlement values, we carefully investigate their claims, reviewing their medical records, police reports, crash data, and the electronic records from the 18-wheeler. Based on all the available information, we calculate a range of reasonable settlement values that are based on a series of factors:<\/p>\r\n\r\n\r\n\r\n