{"id":14752,"date":"2019-08-27T14:46:02","date_gmt":"2019-08-27T14:46:02","guid":{"rendered":"https:\/\/webdemo.icu\/site\/andywins\/?p=14752"},"modified":"2019-08-27T14:46:02","modified_gmt":"2019-08-27T14:46:02","slug":"how-to-prepare-for-an-insurance-companys-independent-medical-examination","status":"publish","type":"post","link":"https:\/\/webdemo.icu\/site\/andywins\/blog\/how-to-prepare-for-an-insurance-companys-independent-medical-examination\/","title":{"rendered":"How to Prepare for an Insurance Company\u2019s Independent Medical Examination"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">The time after a catastrophic <a href=\"https:\/\/webdemo.icu\/site\/andywins\/practice-area\/mobile\/car-accident-lawyers\/\">car accident<\/a> is some of the most challenging in a person\u2019s life. The strain of your physical recovery, missed work, changing abilities, and accumulating medical bills are all incredibly stressful. Recovering damages that you\u2019re owed after a crash is one way to relieve some of this stress.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Unfortunately, to get the compensation you deserve, you\u2019ll have to overcome a lot of hurdles. One common challenge you\u2019ll face is an \u201cindependent\u201d medical exam (IME). In this blog, we\u2019ll outline what you can expect from an IME and how to thwart the doctor and insurance company\u2019s tactics.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What Is an Independent Medical Exam (IME)?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">After an accident, the insurance needs to investigate your claim and injuries. To do this, it may order an examination with an allegedly \u201cindependent\u201d doctor. However, these exams are rarely neutral and are often used to support the company\u2019s decision to deny your claim.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The insurance company pays doctors who perform IMEs, and they are usually repeat customers. Therefore, it\u2019s in the doctor\u2019s best interest to issue a report that keeps the insurance company coming back. For victims who\u2019ve been seriously injured, a negative IME report can have a devastating result.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Common Tactics Used by IME Doctors and How to Protect Yourself<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Unfortunately, if you\u2019ve been scheduled for an IME, you must attend. If you don\u2019t show up, the insurance company may automatically deny your injury claim. However, you can protect yourself from some common IME tactics.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">The Doctor Makes False Statements or Claims<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">One of the most common ways IME doctors misrepresent findings is by manipulating the data, including things like examination start time, your demeanor, the types of questions they asked, and how you answered them.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bringing someone you trust, such as a staff member from your lawyer\u2019s office, along to the IME is one way to document your exam. This person can take notes and act as a witness, so when the insurance company tries to misrepresent the facts, they can testify otherwise.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">The IME Report Minimizes Your Symptoms<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The goal of an IME is to gather evidence to support the insurance company\u2019s low-ball offer or decision to deny your claim altogether. In their report, the doctor may minimize your symptoms or claim that your clinical examination was normal. They may also cherry-pick your medical records, highlighting \u201cnormal,\u201d \u201cbenign,\u201d or \u201cstable\u201d findings.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To counter this tactic, it\u2019s critical that you seek medical attention consistently. Your doctors\u2019 exhaustive medical records can clarify or disprove the IME doctor\u2019s vague or inaccurate report.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">You\u2019re Being Watched Before, During, and After an IME<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The IME doctor, staff, and team are watching you. The insurance company may even have a private investigator monitoring you before and after the appointment. Therefore, it\u2019s in your best interest to be completely honest in the exam.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Don\u2019t exaggerate your symptoms, downplay the effects the accident has had on your life, or otherwise be anything less than forthcoming. They will pick up on this and use it against you. So, if you were planning on limping into the clinic and strolling out, don\u2019t.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Avoid Saying Something They\u2019ll Use Against You<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The purpose of an IME is to gather information about your injuries. The doctor and staff may ask you leading or vague questions about your crash and injuries, hoping that you\u2019ll make damaging statements.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Before your IME, you may want to schedule an appointment with your lawyer. Your attorney can help you prepare for the doctor\u2019s questions and understand potential issues that may arise during the exam. However, when something hurts, use clear, simple language to describe your pain. Remember, everything you say or do during the IME will be written down.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Don\u2019t Sign an IME Doctor\u2019s Forms<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The defense is paying this exam, so there\u2019s nothing you should ever have to pay for at an IME. However, you might be asked to sign various forms, waivers, or agreements, especially HIPAA or medical releases.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Under federal law, your doctors cannot talk about your medical conditions or treatment without your permission. When you sign a medical release, you\u2019re giving the IME doctor and the insurance company the right to contact your doctors and access your medical records. The IME doctors and insurance adjusters may even try to influence your doctors\u2019 opinions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To protect yourself, you should politely refuse to sign these forms. If you\u2019re not sure whether you should sign an IME doctor\u2019s paperwork, ask to take it home to review \u2013 and then consult with your injury lawyer.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>RELATED ARTICLE: <\/strong><a href=\"https:\/\/webdemo.icu\/site\/andywins\/blog\/who-will-pay-my-medical-bills-after-an-alabama-car-accident\/\"><strong>Who Will Pay my Bills After an Alabama Car Accident?<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">If You\u2019re Scheduled for an IME, Call a Personal Injury Lawyer Right Away<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">IMEs are intimidating; they\u2019re also a sign that the insurance company is preparing for a fight. When you work with an experienced injury lawyer at Andy Citrin Injury Attorneys, we\u2019ll help you prepare for your examination. We do our best to protect our clients at every step of their claims.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Additionally, we know how to handle IME doctors. For example, when we take an IME doctor\u2019s sworn testimony, either during a deposition or at trial, we can highlight their connections to the insurance company and their volume of IME examinations. This can seriously damage an IME doctor\u2019s credibility in your case.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Andy Citrin Injury Attorneys: Fighting for Gulf Coast Accident Victims<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">At Andy Citrin Injury Attorneys, we understand that every injury is serious, and every victim deserves justice. If you\u2019ve suffered because of someone else\u2019s negligence, you don\u2019t have to go it alone. Our experienced personal injury attorneys are not afraid to take on the insurance company and get you the compensation you deserve. We\u2019ve recovered hundreds of millions for our clients and fight relentlessly on their behalf.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Please call&nbsp;251-888-8888 &nbsp;today or&nbsp;complete a&nbsp;<a href=\"https:\/\/webdemo.icu\/site\/andywins\/contact-us\/\">simple online form<\/a> for your free case evaluation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>The content provided here is\u202ffor informational purposes only and should not be construed as legal advice on any subject.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The time after a catastrophic car accident is some of the most challenging in a person\u2019s life. The strain of your physical recovery, missed work, changing abilities, and accumulating medical bills are all incredibly stressful. Recovering damages that you\u2019re owed after a crash is one way to relieve some of this stress. Unfortunately, to get [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":15766,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[14],"tags":[55],"class_list":["post-14752","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-injury","tag-andy-citrin-injury-attorneysimeime-reportindependent-medical-examinsurance-claim"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How to Prepare for an Insurance Company\u2019s Independent Medical Examination - Andy Citrin Injury Attorneys<\/title>\n<meta name=\"description\" content=\"The time after a catastrophic car accident is some of the most challenging in a person\u2019s life. 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