{"id":24597,"date":"2024-07-26T07:26:17","date_gmt":"2024-07-26T14:26:17","guid":{"rendered":"https:\/\/andywins.setmy.site\/?post_type=client-stories&#038;p=24597"},"modified":"2026-01-26T05:26:29","modified_gmt":"2026-01-26T13:26:29","slug":"injured-trucker-wins-big-after-citrin-team-swats-down-insurance-companys-absurd-defense","status":"publish","type":"client-stories","link":"https:\/\/webdemo.icu\/site\/andywins\/client-stories\/injured-trucker-wins-big-after-citrin-team-swats-down-insurance-companys-absurd-defense\/","title":{"rendered":"Injured Trucker Wins Big After Citrin Team Swats Down Insurance Company\u2019s Absurd Defense"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"24597\" class=\"elementor elementor-24597\" data-elementor-post-type=\"client-stories\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9ef9c7c e-flex e-con-boxed e-con e-parent\" data-id=\"9ef9c7c\" data-element_type=\"container\" 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My settlement was 10 times what I thought it would be. Thank you for all your hard work.\u201d<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa1345c elementor-widget elementor-widget-text-editor\" data-id=\"aa1345c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Tricia R.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0256bf6 e-con-full e-flex e-con e-child\" data-id=\"0256bf6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8ab35b6 elementor-widget elementor-widget-template\" data-id=\"8ab35b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"24607\" class=\"elementor elementor-24607\" data-elementor-post-type=\"elementor_library\">\n\t\t\t<div class=\"elementor-element elementor-element-ceba712 e-flex e-con-boxed e-con e-parent\" data-id=\"ceba712\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-46567a3 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"46567a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"\/client-stories\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-long-arrow-alt-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M313.941 216H12c-6.627 0-12 5.373-12 12v56c0 6.627 5.373 12 12 12h301.941v46.059c0 21.382 25.851 32.09 40.971 16.971l86.059-86.059c9.373-9.373 9.373-24.569 0-33.941l-86.059-86.059c-15.119-15.119-40.971-4.411-40.971 16.971V216z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">All Client Stories<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed942e6 elementor-widget elementor-widget-heading\" data-id=\"ed942e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Injured Trucker Wins Big After Citrin Team Swats Down Insurance Company\u2019s Absurd Defense<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d1274ec elementor-widget elementor-widget-post-info\" data-id=\"d1274ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-2d37b03 elementor-inline-item\" itemprop=\"datePublished\">\n\t\t\t\t\t\t<a href=\"https:\/\/webdemo.icu\/site\/andywins\/blog\/2024\/07\/26\/\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-calendar\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M12 192h424c6.6 0 12 5.4 12 12v260c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V204c0-6.6 5.4-12 12-12zm436-44v-36c0-26.5-21.5-48-48-48h-48V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H160V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H48C21.5 64 0 85.5 0 112v36c0 6.6 5.4 12 12 12h424c6.6 0 12-5.4 12-12z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-date\">\n\t\t\t\t\t\t\t\t\t\t<time>July 26, 2024<\/time>\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-e59e9eb elementor-inline-item\" itemprop=\"author\">\n\t\t\t\t\t\t<a href=\"https:\/\/webdemo.icu\/site\/andywins\/blog\/author\/andy-citrin\/\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-user-circle\" viewBox=\"0 0 496 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M248 104c-53 0-96 43-96 96s43 96 96 96 96-43 96-96-43-96-96-96zm0 144c-26.5 0-48-21.5-48-48s21.5-48 48-48 48 21.5 48 48-21.5 48-48 48zm0-240C111 8 0 119 0 256s111 248 248 248 248-111 248-248S385 8 248 8zm0 448c-49.7 0-95.1-18.3-130.1-48.4 14.9-23 40.4-38.6 69.6-39.5 20.8 6.4 40.6 9.6 60.5 9.6s39.7-3.1 60.5-9.6c29.2 1 54.7 16.5 69.6 39.5-35 30.1-80.4 48.4-130.1 48.4zm162.7-84.1c-24.4-31.4-62.1-51.9-105.1-51.9-10.2 0-26 9.6-57.6 9.6-31.5 0-47.4-9.6-57.6-9.6-42.9 0-80.6 20.5-105.1 51.9C61.9 339.2 48 299.2 48 256c0-110.3 89.7-200 200-200s200 89.7 200 200c0 43.2-13.9 83.2-37.3 115.9z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-author\">\n\t\t\t\t\t\t\t<span class=\"elementor-post-info__item-prefix\">Author<\/span>\n\t\t\t\t\t\t\t\t\t\tAndy Citrin\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4514c49 elementor-widget elementor-widget-image\" data-id=\"4514c49\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"960\" height=\"720\" src=\"https:\/\/webdemo.icu\/site\/andywins\/wp-content\/uploads\/2026\/01\/Truck-4.jpg\" class=\"attachment-full size-full wp-image-24598\" alt=\"A black pickup truck with significant front-end damage, exposing the engine and radiator, with a bent bumper and crumpled hood.\" srcset=\"https:\/\/webdemo.icu\/site\/andywins\/wp-content\/uploads\/2026\/01\/Truck-4.jpg 960w, https:\/\/webdemo.icu\/site\/andywins\/wp-content\/uploads\/2026\/01\/Truck-4-300x225.jpg 300w, https:\/\/webdemo.icu\/site\/andywins\/wp-content\/uploads\/2026\/01\/Truck-4-768x576.jpg 768w\" sizes=\"(max-width: 960px) 100vw, 960px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a08a42d elementor-widget elementor-widget-text-editor\" data-id=\"a08a42d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Rickey was a hardworking, physically capable person who\u2019d been driving trucks for years. The last thing he expected, while driving not too far from his own home, was to be hit nearly head-on in a\u00a0<a href=\"https:\/\/webdemo.icu\/site\/andywins\/practice-area\/mobile\/car-accident-lawyers\/\">car accident<\/a>\u00a0and end up with life-altering injuries. But that\u2019s exactly what happened.<\/p><p>After the crash, Rickey turned to his insurance company to get the financial coverage he needed only to get the runaround as they tried to get out of honoring a policy they\u2019d recently sold him.<\/p><p>Rickey needed help. So, he called Andy Citrin.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d4c7bb2 elementor-widget elementor-widget-heading\" data-id=\"d4c7bb2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Rickey\u2019s Injuries Aggravate a Rare Nerve Condition\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8eeee9a elementor-widget elementor-widget-text-editor\" data-id=\"8eeee9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Rickey was out driving near his home one September day, navigating a road he knew well. Suddenly, an oncoming car flew around a bend in the road, taking the turn wide. The driver hit Rickey\u2019s vehicle almost directly head-on.<\/p><p>Miraculously, Rickey was in one piece after the crash, but there was definitely something wrong: Rickey was showing possible signs of a heart attack. The ambulance took him to the hospital, where doctors confirmed that he was having a panic attack.<\/p><p>Rickey left the hospital thinking his health was in the clear. However, the panic attack masked signs of other injuries\u2014making his recovery more complicated.<\/p><p>A day after the accident, Ricky had notable pain in his shoulder and arm, and hand. He went to his doctor, who sent him to an orthopedic surgeon. The orthopedic surgeon suspected something was happening with Rickey\u2019s nerves and sent him to a neurologist.<\/p><p>The neurologist made a startling discovery. Not only had Rickey suffered\u00a0<a href=\"https:\/\/webdemo.icu\/site\/andywins\/blog\/car-accident-nerve-damage\/\">nerve injuries<\/a>\u00a0in the crash, but that he had been living with a rare nerve condition called an all-ulnar hand. People with an all-ulnar hand don\u2019t have complete nerve strength and can often experience debilitating pain and weakness. However, Rickey\u2019s ulnar nerve compensated for the weakness around it, so Rickey never realized he had a rare condition. However, the crash aggravated the ulnar nerve, and Rickey was unable to use his hand without extreme pain. Rickey was devastated.<\/p><p>To Rickey, his family, his doctors, our legal team, and even the at-fault driver, it was clear that the accident that had drastically changed his life\u2014and it wasn\u2019t Rickey\u2019s fault. However, Rickey\u2019s insurance company had other opinions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b943aa4 elementor-widget elementor-widget-heading\" data-id=\"b943aa4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Rickey\u2019s Own Insurance Company Insists They Don\u2019t Have to Honor His Policy<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70afad8 elementor-widget elementor-widget-text-editor\" data-id=\"70afad8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The doctors wrote notes, explaining that Rickey could not work due to the pain in his hand. The at-fault driver accepted his liability without argument, and his insurance company didn\u2019t fight back on using liability coverage to pay for Rickey\u2019s losses.<\/p><p>The whole process went smoothly until we tried to file a claim with Rickey\u2019s own insurance company. Because the at-fault driver\u2019s policy wasn\u2019t enough to cover all of Rickey\u2019s damages, we turned to his own underinsured motorist (UIM) coverage\u2014a policy option that we typically recommend every driver carry to protect themselves in situations like these.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b36e2b5 elementor-widget elementor-widget-text-editor\" data-id=\"b36e2b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Rickey had recently taken out his policy and paid to keep it in full effect. He was proactive and took this extra step to protect himself at his own expense. The insurance company had other ideas.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-258b8a7 elementor-widget elementor-widget-testimonial\" data-id=\"258b8a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"testimonial.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial-wrapper\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial-content\">To Rickey, his family, his doctors, our legal team, and even the at-fault driver, it was clear that the accident that had drastically changed his life\u2014and it wasn\u2019t Rickey\u2019s fault. However, Rickey\u2019s insurance company had other opinions.<\/div>\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a30b9f5 elementor-widget elementor-widget-heading\" data-id=\"a30b9f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The Insurance Company Says Rickey\u2019s Age Disqualifies Him From Using His Own Insurance Policy<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-90a131b elementor-widget elementor-widget-text-editor\" data-id=\"90a131b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Using the UIM coverage should have been no problem for Rickey. When he bought the policy, less than a year before the accident, no one told him his age might be an issue should he ever need to use it.<\/p><p>However, the company said they wouldn\u2019t pay for the injuries of a 69-year-old man who had pre-existing conditions\u2014referring to Rickey\u2019s all-ulnar hand as well as arthritis.<\/p><p>Our team knew this excuse was absurd. While Rickey had a typical amount of arthritis for a person of his age, neither his arthritis nor his all-ulnar hand had led to any problems until the accident. Furthermore, Rickey was 69 when he opened the policy. Arthritis is so common for people of this age; if an insurance policy hinges on the existence of arthritis, why even sell it to him?<\/p><p>We simply wouldn\u2019t stand for this kind of treatment of our client.<\/p><p><strong>RELATED:\u00a0<\/strong><a href=\"https:\/\/webdemo.icu\/site\/andywins\/blog\/6-reasons-the-insurance-company-denied-your-claim-after-a-crash-and-what-to-do-next\/\"><strong>6 Reasons the Insurance Company Denied Your Auto Insurance Claim After a Crash (and What to Do Next)<\/strong><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65a7cc1 elementor-widget elementor-widget-heading\" data-id=\"65a7cc1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Andy Citrin Injury Attorneys Prepares to Go to Trial, but Settles at the Last Minute<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ba90a7 elementor-widget elementor-widget-text-editor\" data-id=\"9ba90a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Our team was confident we could win on Rickey\u2019s behalf, and fully prepared to take the case to trial. We knew we could convince a jury of the absurdity of their age-based defense.<\/p><p>Then, at the very last minute, Rickey\u2019s insurer decided to offer a fair settlement, rather than take any risks going to trial. In the end, we won more than $270,000 on Rickey\u2019s behalf.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-98c034f elementor-widget elementor-widget-testimonial\" data-id=\"98c034f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"testimonial.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial-wrapper\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial-content\">Our team was confident we could win on Rickey\u2019s behalf, and fully prepared to take the case to trial.<\/div>\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-93e647e elementor-widget elementor-widget-text-editor\" data-id=\"93e647e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We were honored to help Rickey secure the money he was owed for enduring so much pain and losing the ability to do many things he enjoyed.<\/p><p><img decoding=\"async\" class=\"alignnone size-full wp-image-24603\" src=\"https:\/\/webdemo.icu\/site\/andywins\/wp-content\/uploads\/2026\/01\/Rickey-Childress-copy-300x225-1.jpg\" alt=\"Four people stand indoors holding a large ceremonial check made out to Rickey Childress from Andy Citrin Injury Attorneys.\" width=\"300\" height=\"225\" \/><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ffa4c7 elementor-widget elementor-widget-heading\" data-id=\"5ffa4c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Contact Andy Citrin Injury Attorneys Today for Help in Mobile, and Across Alabama and Mississippi<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f882c8 elementor-widget elementor-widget-text-editor\" data-id=\"2f882c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>If you or someone you love are dealing with bills, pain, or difficult insurance companies after an accident, you might have a personal injury claim. The lawyers of our firm are ready to listen and help you determine the best way forward.<\/p><p>To schedule your free consultation, please call\u00a0<a href=\"tel:+1-&lt;a href=&quot;tel:(251) 758-1452&quot;&gt;251-888-8888&lt;\/a&gt;\">(251) 888-8888\u00a0<\/a>\u00a0or complete the easy\u00a0<a href=\"https:\/\/webdemo.icu\/site\/andywins\/contact-us\/\">contact form<\/a>\u00a0on our website. We\u2019re ready to listen to you!<\/p><p class=\"has-text-align-center\"><em>The content\u00a0provided here is\u00a0for informational purposes only and should not be construed as legal advice on any subject.<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Andy Citrin Injury Attorneys was honored to help Rickey secure the money he was owed for enduring so much pain and losing the ability to do things he enjoyed.<\/p>\n","protected":false},"featured_media":24598,"menu_order":0,"template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-24597","client-stories","type-client-stories","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Trucker Wins Big After Citrin Team Swats Down Absurd Defense<\/title>\n<meta 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